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Moody's has nine rating categories, from Aaa to C, and S&P has ten rating categories, from AAA to D. Ratings from Aaa to Baa are deemed investment-graded by Moody's, and ratings from AAA to BBB are viewed as investment-graded by S&P. When rating agencies evaluate a credit rating, they also attach a "rating outlook" to each rating. "Positive" signif